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Gus Van Sant’s tense, fact-based thriller turns an ordinary grievance into something grippingly unpredictable.
Set in 1977 Indianapolis, the story follows Tony (Bill Skarsgård), a frustrated customer who arrives for an appointment with mortgage boss ML Hall (Pacino), but instead meets his son Dick. Fed up with waiting more than four years for his loan, Tony rigs a shotgun to his own neck, triggering a standoff that quickly draws in local police and an ambitious TV journalist eager to capture the moment. What begins as a single act of desperation soon spirals into a media spectacle, unfolding over several days as the nation watches.
Van Sant keeps the focus on the people at the centre of the crisis, grounding the drama in naturalistic detail and period texture. The tension builds through conversation and shifting perspectives, as law enforcement and the press circle the situation. A lively radio host (Colman Domingo) adds another layer, amplifying Tony’s voice beyond the room.
Skarsgård anchors the film with a measured, sympathetic performance, supported by a strong ensemble. It’s a tightly controlled drama that finds suspense in human behaviour as much as in the situation itself.